Mortgages, Refinancing and HELOCs

Mortgages

Mortgages are the gateway for many on the path to home ownership. As the largest asset (and loan) a lot of people will have, its important to understand the basics of how mortgages work. Below you will find an extensive list of articles with guides, recommendations, pitfalls, and more about what to know when obtaining a mortgage.

If you're new on the path to home ownership, its important that you have your financial house in order. Before buying a home, make sure you have a solid financial plan with a properly structured budget.

If you don't have a financial plan, we got you covered. Check out our 6 Steps to Financial Freedom.

Mortgage Refinancing

We didn't stop at the boring old mortgage either. Those looking to tap into their equity, lower their monthly payment or extend/shorten their loan term will find a ton of information about mortgage refinancing.

Refinancing a mortgage can be a very beneficial decision when done correctly. Lowering payments or consolidating debt can be a great way to get ahead for the long-term. Just make sure you don't run those credit cards up again if you consolidate them into your mortgage.

To check local Refinancing offers with just your zip code, use this tool:

FREE Refinance Quotes Comparison

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Home Equity Line of Credit (HELOC)

Not to be forgotten is the powerful home equity line of credit, or HELOC for short. They can provide quick access to cash for just about any reason you can imagine. Whether it's a home remodel, a cash payment on a second home or even a backup emergency fund, a HELOC is a great way to access your home equity in a pinch.